Social Security & Medicare
The Social Security & Medicare Workbook
Two numbers from your statement, one hour with a pencil, and every decision priced before you make it.
An independent press
Books that put the arithmetic on the table.
Clear Table Press publishes plain-language workbooks for decisions people usually take on someone else's word. Every rule cited, every figure dated, every worksheet free to print. Right now that means Social Security and Medicare from 62 to 70, and time and routines for adults whose days were never shaped like a desk job.
Social Security, Worksheet 2.Claim at 62 instead of 67 and you collect $1,400 a month for 60 checks before the person who waited gets one. That head start is $84,000. The worksheet finds the birthday it stops paying.
Time & routines, Worksheet 1.Dez's alarm goes off at 5:30 and the plan says leave at 6:15. The car leaves at 6:41, four shifts out of five. The worksheet counts the in-between, 26 minutes, and moves the alarm to match.
Two workbooks on Amazon now. The worksheets from every one are free to print.
- IndependentNot affiliated with any government agency, insurer, or clinic
- No sales callsNo agents, no lead forms, nobody will contact you
- Sources on the pageEvery rule cites where it comes from
- Free worksheetsPrintable for anyone, no email required
How we publish
Three rules every book keeps.
01
The rule sits beside the blank.
Every rule is stated in plain words with its source named: the government page behind a benefit rule, the published research behind a routine. You can check us.
02
A worked example before every blank.
Each tool is filled in once for a made-up person before you fill in your own. Dated figures carry their year, and the free worksheets are updated the week they move.
03
The worksheets stay free.
Every workbook's blanks are a free letter-size PDF at a short printed address. Print them as many times as you like, for a second try or for a parent.
On the shelf
Two workbooks, one method.
Different subjects, the same page: the rule stated, a made-up person worked through it first, then your blanks. Letter size, large type, and a free printable set for each.
ADHD time & routines
The ADHD Time & Routines Workbook
Measure one real day. Anchor your routines to things that happen, not to clock times. Keep a two-minute version of everything.
Articles
All articles
One idea, worked through once.
The flip age: the birthday when waiting on Social Security starts to pay
Claim at 62 and you collect 60 checks before the person who waited sees a dime. The question is not whether the bigger check is bigger. It is when it catches up.
Read the articleThe 26 minutes between the alarm and the door
Most time advice asks you to estimate better. This asks you to count one ordinary morning, once, and plan around the number instead of the hope.
Read the articleThe HSA six-month look-back: stop contributing before Medicare reaches back
Sign up for Medicare Part A after 65 and your enrollment is backdated up to six months. The IRS applies its zero-contribution rule to those months too. The fix is one phone call, made in time.
Read the article