Short reads adapted from the workbooks. Each one takes a single decision or a single habit, works it through for a made-up person, and ends with the worksheet that lets you do your own.
Claim at 62 and you collect 60 checks before the person who waited sees a dime. The question is not whether the bigger check is bigger. It is when it catches up.
Read the articleSign up for Medicare Part A after 65 and your enrollment is backdated up to six months. The IRS applies its zero-contribution rule to those months too. The fix is one phone call, made in time.
Read the articleMost time advice asks you to estimate better. This asks you to count one ordinary morning, once, and plan around the number instead of the hope.
Read the articleMedigap letters fix the coverage by law, so the two most popular plans differ in exactly three places. Price those three against your own doctor visits and the choice is arithmetic.
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